Credit card common sense

In accordance with the cardholder credibility of the credit card and credit status, can be divided into infinite cards, platinum cards, gold cards, general cards. Card issuers generally in accordance with the credit card applicant's social status, economic strength, the spending power to buy, such as credit rating standards for different levels of credit card issuance usually an ordinary card for the lowest-level and high level of credit card credit line is higher than that of low-level Credit cards;

Unlimited cards (Infinite Card)

Unlimited card for card issuers are increasingly competitive financial environment, in order to lock the top of the pyramid before the consumer market, introduced by the highest levels of credit card usually enjoy a more respected than the platinum card service with the rights and interests. Unlimited Visa card is an international organization of high-end credit card brand, currently the world's only nine countries or territories to launch an unlimited card products, namely the United States, Brazil, Mexico, Costa Rica, Kuwait, Dominica, Iceland, Italy and Taiwan, while the total Only card-issuing volume of 30,000. As the unlimited credit card is not universal, and not focus on the credit card issuers, cardholders, but the contribution, so far, the world's unlimited amount of card issuers are extremely limited. MasterCard International Organization of the same level of credit card brand is known as the World card.

Platinum Card (Platinum Card)

Platinum card is different from the card issuers for the Gold Card customers and the introduction of credit cards, and provides more than Gold's high-end services and the rights and interests, to take the general membership system, customer service phone line services and Beixian respected value-added services. Usually with the global airport VIP room courtesy, personal statements, annual consumption analysis, the high transport insurance, emergency support services to the world (GCAS), 24-hour global platinum exclusive line telephone service and other service functions.

Gold (Gold Card)

Gold card and general (Classic Card) The main difference in the eligibility restrictions, and the level of credit. In general, ordinary card as long as annual income to more than 220,000 yuan, while the Gold Card required annual income above 400,000 yuan, the bank granted the Gold Card credit card will be higher than normal. Gold is usually an annual fee for an ordinary card twice, but more are entitled to the rights and interests of members, such as the overseas emergency relief, high travel insurance, free roadside assistance and so on in order to provide cardholders more honorable service.

General card (Common Card)

General card is issued by the card issuers to the lowest level of credit card, there is also another issue before the Silver (Silver Card) card issuers, the general level of the abolition of the Silver Set, Silver and attributed to a class of ordinary card, or puka . Puca actually vary, puka through to the cardholder's credit limit approved by the embodiment.